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Also, if you have been a victim of identity theft, you are entitled to free credit reports directly from the bureau and you don't have to use up your free yearly request. Betty Lin-Fisher can be reached at 330-996-3724 or blinfisher@thebeaconjournal.com. Click here to read or leave a comment on this story. Email Print Reprint Most Popular Subscribe Share this story Your browser does not support iframes.

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